Privacy Policy

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www.AutomobileFinance101.com and each of its affiliates take the position that your privacy and security is in a sensual and critical part of our successful relationship with each of our customers.  Your personal privacy is taken very seriously.  We aim to offer you the opportunity to apply for credit that will enable you to obtain an automobile loan through our network of participating automobile dealers located nationwide, while safeguarding your privacy.

Instant Car Loan may acquire information about you, which is handled as stated in this notice at the time of your application for credit.

www.AutomobileFinance101.com collects information about you regarding your automobile credit application from the following sources:

  1. The information that you provide on your actual credit application such as your name, Social Security number, address, date of birth, and monthly income.
  2. Additionally, www.AutomobileFinance101.com will request your authorization to receive information from consumer reporting agencies.  This authorization is then transmitted to the participating automobile dealer located in our network, which will actually request and receive your credit report.
  3. Any information provided by you during our correspondence with you, whether it is by writing, phone, or online by our customer service representatives.  Our customers’ information is kept private as well is there information regarding their accounts or transactions.  No information is shared, unless described in this privacy policy.

 

Only the strictest controls to prevent misuse are utilized.  When we do share information, it is information necessary to the particular circumstances and is limited whenever possible.

Access to your information is limited to only those are in direct need in order to assist you in obtaining automobile credit.  www.AutomobileFinance101.com maintains electronic, physical and procedural safeguards that are compliant with all federal and state regulations to guard your nonpublic personal information.

This information is used to locate a participating automobile dealer and to evaluate your application.  The dealer will then continue the process in assisting you in obtaining an automobile loan and purchasing an automobile.  We may inform you of offers for other services offered by third parties with your consent.

At no time do we disclose or sell your information to third parties that are non-affiliated except with your prior consent.

Cookies - small computer files which are automatically placed on your computer's hard drive or called cookies.  Cookies are placed on your computer's hard drive when you're connected to a website.  At this time, we do not use cookies to gather information about our customers at any time.

Sharing information - www.AutomobileFinance101.com may disclose your information to the following types of third parties:

 

At no time does www.AutomobileFinance101.com willingly offer credit applications to minors.

www.AutomobileFinance101.com and its dealer affiliates have expressed permission to contact Indiana residents by telephone, provided that they have given their telephone number in the application.

www.AutomobileFinance101.com is strictly committed to protecting the privacy of our customers.  You may contact www.AutomobileFinance101.com at any time if you have any comments or concerns regarding our privacy policies by e-mailing us at admin@www.AutomobileFinance101.com.

www.AutomobileFinance101.com may use the personal information supplied to us to work with other third-party businesses to bring select retail opportunities to our customers via direct mail, telemarketing, and e-mail.  These new businesses may include, but are not limited to, the providers of direct marketing services as well as applications, including reference and look up, data enhancement, validation and suppression and e-mail marketing.

Consent for Electronic Documents from Roadloans
CONSENT FOR ELECTRONIC DOCUMENTS UNDER THE ELECTRONIC SIGNATURES IN GLOBAL AND NATIONAL COMMERCE ACT
This information should be read carefully, and a copy can be printed out for your future reference as well as retained electronically.

Introduction - In order to continue the credit application submittal process for an automobile loan with Roadloans, Roadloans must provide you, the applicant, with certain notices, disclosures, documents, and information related to your electronic application electronically.  By agreeing to receive electronic documents, you acknowledge that you have received this Consent for Electronic documents agreement and that you agree to receive these documents electronically.  All loan packages, however, are mailed to you using overnight delivery.

Hardware and Software Requirements – To access and retain documents electronically, you will need to have access to a PDF reader such as Adobe Acrobat Reader.  Additionally, you must have the necessary software and hardware in order to implement utilizes this software.

Withdrawing Consent – You are able to withdraw your consent to receive electronic documents by calling RoadLoans at 1-888-176-7202.    RoadLoans will continue the loan process in pure, non-electronic form for the remainder of the process at no charge to you.  However, you will no longer have the option of receiving documents electronically after you have opted out of this option.  Additionally, the legal validity and enforceability of prior electronic documentation will not be affected.

Copies – Paper copes of any documents may be obtained from RoadLoans by calling 1-888-276-7202.

Updating Your Contact Information – Your mailing address and electronic address can be changed by calling RoadLoans at 1-888-276-7202.

Consent and Acknowledgement – You acknowledge that you are able to access electronic documents in the above described format by submitting your application on this website.  You also consent to having documents provided to your electronic mailing address as described above.

 

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